Auto Loans; Mortgages; Personal Loans; Student Loans; Home Equity Loans; Motorcycle, Boat & Leisure Vehicles; Save and Simplify Student Loans. Learn what we're doing—and what you can do—to ensure your accounts are safe and secure. When it comes to cars and trucks, Navy Federal offers new, used and auto refinance loans. Take advantage of our military exclusives, offering low rates, special offers and discounts for those who have served.   Some lenders that approve borrowers with poor credit have interest rates that go as high as 35.99%—nearly double that of Navy Federal. Credit and collateral subject to approval. As a service to members, we will attempt to assist members who have limited English proficiency where possible. Serving the Navy, Army, Marine Corps, Air Force, Veterans, and DoD. 2 On average, our members save $62 per month by refinancing their auto loan with Navy Federal. You can confirm your browser capability here. Terms and Conditions are available. For my latest app, it went to review, then looked like it was approved, then I got an email that they needed info from me, but they didn't, then I got an email that I need to agree to their stipulations which was actually a counteroffer, then I was approved, then I had to e-sign documents. You must make your first scheduled payment in order to receive this offer. All our new and used car loans come standard with competitive, low rates that can help you save money. I want to refinance my car with them. This calculator is for general education purposes only and is not an illustration of current Navy Federal products and offers. Learn what we're doing—and what you can do—to ensure your accounts are safe and secure. How long does it take to get approved? Low-interest rate: Navy Federal Credit Union’s highest annual percentage rate (APR) of 18.00% is significantly lower than those of many other personal loan lenders. Payment example: New auto loan of $20,000 for 36 months at 1.79% APR will have a monthly payment of $572. Interest rates and term lengths vary dramatically depending on the type of loan you’re looking for, but its rates are fairly solid when compared to traditional banks. Boat, Motorcycle and RV Loan Rates. Refinance your student loans with Navy Federal to save time and money. Auto Loans; Mortgages; Personal Loans; Student Loans; Home Equity Loans; Motorcycle, Boat & Leisure Vehicles; Save and Simplify Student Loans. But if you want a lease-buyout loan or plan to buy a used car from a private seller, you’ll need to apply for a loan from a different lender. Does anyone know which FICO version Navy Federal uses for auto loans? Contact information for applicant and co-applicant (phone number and email), Current housing, employment and income information for applicant and co-applicant, Trade-in information (title or loan information, registration, etc. Navy Federal Credit Union Auto Loan has auto loans with terms ranging from 12 to 96 months. Send funds directly to your account to ensure seamless deposits while you're deployed or traveling. All origination, servicing, collections and marketing materials are provided in English only. Navy Federal hosts a variety of loans for its members, no matter if you’re looking to buy a new car or refinance your student loans. Our field of membership is open to the armed forces, the DoD, veterans and their families. That’s why we typically provide auto loan decisions in 5 minutes or less.1. With an auto loan preapproval, you could negotiate a better sales price with the dealer. Affinity Auto Group pre-arranges vehicle pricing through a participating, certified dealer network. Here are the instructions for how to enable JavaScript in your web browser. Get Preapproved for an Auto Loan. With Payment Protection, your Navy Federal loan or credit card balances will be cancelled in the event of loss of life. And, since that time, our vision statement has remained focused on serving our unique field of membership: "Be the most preferred and trusted financial institution serving the military and their families. Any help would be greatly appreciated. It's easy, fast and secure to send and receive money with your friends and family using Zelle. Refinance your student loans with Navy Federal to save time and money. Any help would be greatly - 6210892 - 2 Visit MakingCents for clear, step-by-step information on the car-buying process, from understanding car costs to making the deal. 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