Join us today, and get motivated to live a healthier, longer and better life!​. Because AIA All-In-One is powered by Philam Vitality, you're part of a total wellness program that helps you know your health, improve your health, and enjoy rewards for all the healthy choices you make. This is a condition resulting from injury or sickness wherein a person is unable to work or earn money from any occupation or business he is reasonably qualified by way of education, training or experience. Upon better understanding, AIA’s critical illness coverage pays out as much as 6 times or more upon diagnosis and even when the insured has relapsed. At AIA, we want to be there for you even before a critical illness is diagnosed. Critical illness insurance plans provide a lump sum payout in the event you are diagnosed with a critical illness covered under the plan. AIA will build your Pensions fund if you no longer can . A-Life Beyond Critical Care is a plan that is designed to accompany your health journey and provide you with comprehensive critical illness protection until the age of 80. Acts of nature are natural disasters such as storm (wind, rain, snow, sleet, hail, lightning, dust, or sand), earthquake, flood, land slide, volcanic eruption, or wildfire. A-Life Med Regular is a medical plan with no lifetime limit that takes care of your medical needs. If you would like to find out more or check on your policy details, get in touch with your AIA Financial Services Consultant or contact us. With AIA All-In-One, get protected against 4 major risks in life: untimely death, accidents, disability, and critical illnesses. At the same time, WhiteCoat is there to support you with access to on-demand telemedicine services from Singapore-registered doctors for consultations and to advise you on how to manage your condition, anytime and anywhere via a mobile app. AIA Pro Lifetime Protector is an affordable one-stop protection and investment solution that helps you stay on top of your changing needs. This way, you can seek the treatment you want and devote your time and focus on recovery, rather than worrying about earning an income to pay for daily expenses that you and your family need each month, and other important financial commitments such as paying your home mortgage or insurance premiums. Cookie Policy While being diagnosed with a critical illness will affect you and your family’s quality of life, one thing you can ensure is your financial security with a payout from your critical illness insurance. Let's forge a partnership that lasts beyond a lifetime. This website uses cookies for the purpose of enhancing your user experience. The sum assured is $30,000, and the projected death benefit at this point (30 years by 2017) is $67,140. Other life insurance company also uses the same definition although some wordings might vary. and TL;DR Best Critical Illness Insurance Plans in Singapore. A-Plus Health Booster is an optional medical rider that can be attached to the A-Life Med Regular plan to boost your medical coverage. View videos that showcase AIA Singapore as a company. The year showed continued customer patronage for AIA Philam Life’s protection products, with its protection trinity offering making it to the top four bestsellers of the company: AIA Critical Protect 100, AIA All-in-One, and AIA Med-Assist. Automatic Renewal means that it covers both you and your loved one for the first 10 years, and, barring a critical illness or a death claim, will continue to cover you for the succeeding 10 at an adjusted premium rate. For example, single-photon emission computerized tomography (SPECT) is a form of nuclear imaging test that uses radioactive substances and a gamma camera to create 3D images. Get financial support to help ease your financial strain when life takes unexpected turn. You can’t live on dreams alone. A fixed lump sum benefit is payable if the insured is diagnosed with a pre-defined illness. It provides you with additional annual limit, enhanced out-patient benefits and extra benefits through our Health Wallet, such as health screening, vaccinations and etc. Multiple claims for different critical illnesses. register for My You will be able to claim up to 500% of your coverage amount, with multiple critical illnesses coverage for different critical illnesses of all stages. This all-in-one protection provides you with Life Insurance Coverage, together with Total and Permanent Disability Coverage, Critical Illness Coverage, and Personal Accident Benefit. The premium rate of the plan is the amount of payment you need to make. Kowloon Suite 1313, 13/F, Details of the benefits you have chosen, and the life/lives assured are shown in the schedule. Who we are, what we do. Offers protection for a total of 100 critical illnesses and specified illnesses, to give you early stage critical illness cover and life insurance protection, as well as the opportunity to accmulate wealth. AIA is committed to helping you meet your financial needs and goals with a wide range of life and health protection and long-term savings products. AIA will reimburse you for fees up to $2,500 (incl. You will also find comfort in the flexibility of our payment options should misfortune come your way. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our 38 AIA Gift Of Love 38 AIA Enhanced Critical Life/Special 39 AIA Glow Of Life (Standard, Executive) 39 AIA Enhanced Life Plus/Special 40 AIA Golden Shield (Standard, Executive) 40 AIA Enhanced Whole Life Plan 41 AIA Health CashPlus Plan 41 AIA Family First Invest 42 AIA HealthCare Plus (Standard, Executive) 42 AIA Family First Protect Cover your personal belongings from loss or damage. This means being there to encourage you in your journey to lead a healthier lifestyle, giving you access to health consultations and medical specialists, as well as providing you with payouts upon diagnosis of chronic conditions from a pre-early stage and prioritising prevention and early intervention. Find out why you need to stay one step ahead of major life risks. Many current products cover also early stage, minor and juvenile diseases, and the coverage amount differs based on the severity of the illness. Copyright © 2021 AIA Group Limited and its subsidiaries. Secure your company’s most important asset through our market-leading solutions, We take care of the matters of your life because your life matters. You need to look at your individual living situation and calculate the extent of your own critical illness gap. For almost a century, AIA has served the ever-changing needs of millions of people all across the Asia-Pacific region. Early Critical Protector Life Plus is an optional plan that supplements the AIA Guaranteed Protect Plus basic plan. The AIA Guaranteed Protect Plus II is a whole life participating policy that covers till age 100, has cash value, has multiplier of sum assured option as well as early to intermediate to advance stage Critical Illness. AIA Vitality supports and motivates you every step of the way towards achieving your health goals. Life Sciences vision technologies in medical imaging have emerged as a critical endpoint for various clinical trials across several applications and medical fields. AIA’s Critical Conditions cover and Progressive Care cover are both trauma insurance options. It’s better to be prepared for the unexpected by having the best life insurance in Singapore. Find our products and services according to your protection needs. AIA Hong Kong launches AIA ‘Level-up protect cancer plan” series enhanced critical illness protection with market-first cancer shield benefit. All rights reserved. Hong Kong (852) 2232-8888. Get all-out protection in life with AIA's All-In-One unique insurance plan which provides coverage against sudden death, accidents, disabilities, and critical illnesses. Critical Conditions cover - is designed to pay a one-off lump sum payment if you or one of your children face one of the listed medical conditions. Get your comprehensive coverage now. This is the fee you pay us to protect you and your loved ones for a specified risk in a specified period of time. AIA Power Critical Cover provides comprehensive and affordable Critical Illness coverage. Step-by-step guide – how I surrendered my AIA Prime Life policy. Read this post to see how I surrendered my AIA Prime Life Special Policy in 2017 after reaching the 20-year mark, cashed-out S$16,448.58 and received the cheque on the same day. With life expectancy on the rise, you have more to look forward to – and more to prepare for. That way, you can conveniently secure your future and live worry-free with your family. Find out more. It allows you to receive early payouts from your basic policy if you are diagnosed with a critical illness, from early to major stage, giving you financial support and helping you get on the road to recovery. Explore our financial calculators and resources for your long term and short term goals at different life stages. Each of those provide a different level of cover. In addition to the critical illness coverage, AIA Power Critical Cover is also the only standalone critical illness plan that provides an eventual cash value in situations of good health – with a Maturity Benefit at age 100 and Surrender Benefit for those who do not make any claims over the policy term on or after the 60th policy anniversary or at age 75, whichever is earlier, subject to deduction of any critical illness benefit paid. You can choose to add this optional feature below to customize your plan’s coverage. With the on-going threat of the Coronavirus Disease 2019 (COVID-19), our customers are naturally concerned about whether they are covered against COVID-19 under their existing insurance plans. As the insurance premiums are largely based on an individual’s profile, we are quoting the premiums based on the following assumptions: 30-year-old female, non-smoker, looking for a coverage of $200,000 As a rule of thumb by the Life Insurance Association of Singapore (LIA), the amount of CI coverage … register for My AIA Power Critical Cover (AIA PWCC) is an enhanced version of its predecessor, AIA Triple Critical Cover (AIA TCC), as part of our commitment to research and improve our products so that we offer our customers innovative and relevant insurance solutions. AIA Power Critical Cover protects you extensively through the unpredictable event of multiple critical illnesses without disrupting your coverage. Enjoy lifelong medical protection until 100 years old. We strive to assist you for all your inquiries with high touch customer service. Whole Life Critical Illness (“CI”)Insurance mainly covers life threatening diseases. The total premium will be waived in case of Total and Permanent Disability or upon diagnosis of any of the 10 critical illnesses covered. Make your money work harder for you – your dreams matter. GST). AIA Vitality is a comprehensive programme that motivates you to keep fit and helps you to manage your health. From 2017 to 2019, AIA Philam Life customers who availed critical illness coverage doubled, reflecting increased demand for protection against critical illness. To add to that, 4 in 5 Singaporeans continue to face a lifetime of chronic health conditions even after recovering from a critical illness. Video. In terms of sum assured for death coverage, double-digit growth was observed, showing awareness for more meaningful coverage, Ang said. Wide coverage for 175 conditions. and Also, i would have to agree that critical illness insurance is way too expensive for most people. According to LIA’s Protection Gap Study – Singapore, economically active Singaporeans and Permanent Residents (PRs) have a critical illness protection need of 3.9 times their average annual income. Upon reaching the milestone age 100, you can get the total face amount less any unpaid loan and interest. AIA SG account here. You may find the answer here, A selection of forms you can download, fill in and send back to us. For more detailed coverage details, please visit https://www.aia.com.sg/en/coronavirus-disease-2019.html. An initiative to encourage all our customers to lead a healthier lifestyle is AIA Vitality, a holistic health and wellness programme designed to motivate and reward you to make small but impactful lifestyle changes. Discover the rewards and benefits you have unlocked with your AIA Vitality points. Actual terms and conditions are found in the Policy Contract. Here is the definition taken from Great Eastern Life insurance policy. legal advice from an AIA approved financial adviser or legal professional. Disability. Repeated coverage for relapses. The terms of your benefits are contained in the relevant appendix. policy information, Vitality membership and rewards. AIA Living Essential offers 8 great benefits which offers you comprehensive coverage such as death, total permanent disability, diagnosis of 30 critical illness, enhanced accident death and dismemberment benefit, surgical benefit, daily hospital income benefit, second opinion on a diagnosed critical illness and unemployement benefit. What if we tell you that you can go even further in protecting your dreams and family? Contact an AIA Malaysia Life Planner today! Most policy holder who bought the common 36 critical illnesses coverage (also known as 36 dread diseases), will have the definition clearly stated in their life insurance policy. “One of the policies was an AIA Financial Guardian whole life (participating) policy she purchased when she was 64 in 1988. AIA Prime Secure is a 360-degree solution allowing you to enjoy a secure future on your own terms; assured of financial independence and protection for life. AIA’s “Level-Up Protect Cancer Plan” Series is designed for individuals who already have critical illness protection to strengthen their existing cancer cover. 2021 AIA President's Inaugural Message. Philam Life Head Office 15-18F Net Lima Building 5th Avenue corner 26th Street Bonifacio Global City, Taguig Metro Manila, Philippines 1634. AIA Guaranteed Protect Plus (II) is designed as an affordable one-stop solution that offers boosted protection and guaranteed cash value accumulation based on your needs. The contents of this page are for illustration purposes only. Mr. Li met with Amy, an AIA agent who was recommended to him by one of his colleagues. We also support policyholders with innovative healthcare solutions such as Medix and WhiteCoat. This works by resetting your AIA Power Critical Cover coverage amount to 100% after 12 months have passed from your last claim. That’s why AIA created Bonus Power Plan 2 (Enhanced Protection), which combines the benefit of potentially greater returns with the thorough protection of life insurance. Hong Kong Island AIA Wealth Select Centre 12/F, AIA Tower, 183 Electric Road, North Point, Hong Kong. Putting a plan in place to achieve your financial goals requires both objective and expert advice. 2 weeks – 65 years. Your benefits are not affected by market risks, so you can get full protection when the need arises. Check out our awards and achievements over the years. What is included in "accidents in public transportation"? In case of conflict, the terms of the policy shall prevail. This is a one-off payment across all AIA policies for each life assured. Ms. Bonnie Tse, General Manager, Corporate, Strategy and Wealth Management of AIA Hong Kong & Macau, said, “Currently, almost half of the population in Hong Kong is not covered by any medical insurance plans 4.Although some people already have critical illness protection, their policies may be terminated after the first claim, leaving them unprotected in the unfortunate … The renewal will continue every 10 years. AIA Pink of Health product details. After that and when it automatically renews for another 10 years, you will have a new premium rate and it will be based on the age of both you and your loved one at the time of renewal. However, if complications arise due to COVID-19 meet the Critical Illness definition stated in your policy, the claims will be admissible. One product that you can consider to cover this critical illness gap is AIA Power Critical Cover (AIA PWCC), which offers comprehensive critical illness protection, including early critical illness coverage, every step of the way from diagnosis of pre-early conditions, to all stages of critical illness – early stage, intermediate stage, major stage, and relapse. Seemingly innocent things like snoring in your sleep or a habit of munching on ice may not come across as something serious to you, but these could actually be indicators of underlying health issues. A powerful critical illness plan where it protects right from the detection of chronic conditions to the diagnosis of 150 multi-stage critical illnesses and even relapses. What’s more, get rewarded for healthy choices and earn points when you Get Active, Eat Well and complete Health Checks! Visit our corporate site to learn more about AIA. Upon receiving the Policy Contract you may refer to it for the full details, definition, exclusion including the pre-existing condition, right to free-look period, waiting period, look-back, and other limitations. Many critical illness policies, including those offered by AIA, go beyond the Life Insurance Association of Singapore’s (LIA) standard list of 37 major critical … You need the financial resources and protection to make them a reality. Its unique multiplier feature gives you the ability to boost your coverage up to 5 times, giving you the protection when you need it most. AIA Critical Illness Protection covers a wide range of illnesses. Press release, January 3, 2019. Start planning early and fulfil your saving goals. Non-participating policy – Stand Alone Policy (Health Insurance)Issuance age from 0 to 74 years old; Pays daily cash for up to 500 days per accident or sickness if you’re admitted to hospital, whether in Singapore or overseas Many critical illness policies, including those offered by AIA, go beyond the Life Insurance Association of Singapore’s (LIA) standard list of 37 major critical illnesses, which includes major cancer, heart attack, stroke and kidney failure. ​Discover how you can live a healthy lifestyle by staying active, eating well and maintaining good health with AIA Vitality. Worse still, 1 in 3 did not have critical illness coverage when they were first diagnosed. Amy did a full review of the Li’s protection needs and understood that they already had some life insurance protection. In the unfortunate scenario you pass on due the COVID-19, critical illness policies with death benefit will cover you against death due to COVID-19. Learn more about the claim process. 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